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Job Responsibilities
1.產(chǎn)品週期管理
1.End-to-End Product Management
主導個人貸款及信用卡產(chǎn)品的全流程管理，涵蓋市場調(diào)研、需求分析、產(chǎn)品設計、定價策略、風險評估及產(chǎn)品上線後優(yōu)化。
Lead the full lifecycle of personal loan and credit card products, covering market research, demand analysis, product design, pricing strategy, risk assessment, and post-launch optimization.
推動數(shù)位化管道整合（如網(wǎng)上銀行、移動端應用），提升客戶體驗。
Drive digital channel integration (e.g., online banking, mobile apps) to elevate customer experience.
2.跨部門協(xié)同運作
2.Cross-Functional Collaboration
協(xié)同風險管理、IT、市場及合規(guī)團隊，確保產(chǎn)品競爭力與嚴格合規(guī)性。
Partner with risk management, IT, marketing, and compliance teams to ensure competitive positioning and strict regulatory adherence.
制定高效且合規(guī)的運營政策與操作流程。
Establish operational policies/procedures for efficiency and compliance.
3.績效監(jiān)控與合規(guī)管理
3.Performance & Compliance Oversight
通過數(shù)據(jù)分析跟蹤產(chǎn)品關(guān)鍵績效指標（KPI），優(yōu)化策略以實現(xiàn)業(yè)務目標。
Monitor product KPIs through data analytics, refining strategies to achieve business objectives.
確保業(yè)務符合香港金管局指引、內(nèi)部政策及國際監(jiān)管要求。
Ensure alignment with HKMA guidelines, internal policies, and global regulations.
Job Requirements
1.經(jīng)濟、金融、市場行銷等相關(guān)專業(yè)本科及以上學歷。
1.Bachelor's degree in Economics, Finance, Marketing, or related fields.
2.3年以上銀行/金融機構(gòu)從業(yè)經(jīng)驗，具備個人貸款/信用卡產(chǎn)品經(jīng)驗。
2.3+ years in banking/financial services, with hands-on experience in personal loan/credit card product management.
3.在信用風險模型開發(fā)、市場趨勢分析及香港金融管理局（HKMA）監(jiān)管框架遵循方面具備豐富的專業(yè)知識。
3.Proven expertise in credit risk models, market trends, and HKMA regulatory frameworks.
4.具備較強的問題解決能力及責任感，能在資源有限情況下優(yōu)先處理任務。
4.Strong problem-solving skill and responsible, able to prioritize the jobs with limited resources.
5.溝通及執(zhí)行能力突出，注重高質(zhì)量成果，抗壓能力強並能按時完成任務。
5.Strong communication skills and execution skill with high quality outcome, can work under pressure to complete the task on time.
6.中英文書寫及口語流利，精通普通話。
6.Good command of written & spoken English and Chinese including Putonghua.